Lifetime Income Strategies

For a Complete List of Classes and Locations, Please Visit:

Valencia Enterprises: A Division of Valencia Community College

Download PDF Syllabus and Registration

Course Description:

Post-retirement planning is often more difficult than planning for retirement. You're managing your entire nest egg, not collecting paychecks anymore, and have less time to recover your potential mistakes. In this 2.5-hour course, you learn time-tested strategies for planning your retirement income that is designed to make your money last. We apply these strategies by comparing people who have various attitudes towards risk and take different approaches to retirement income planning.
Now that you are retired, your financial objectives, time horizon, and investment choices have most likely changed. We discussed how three different couples made the transition from the retirement plan to their post-retirement income plan. This real-world learning approach makes attending this course both entertaining and informative.
Retirees of all ages will benefit from attending this class. Whether you're an early retiree planning many years in retirement or a senior who is concerned about protecting your savings, this course would be an eye-opening experience. This course is educational and noncommercial. No specific financial products or services will be discussed or sold.

Course Topics:

• Challenges facing today's retirees
• Financial planning changes at retirement
• Risk tolerance
• Simple and flexible scheduled withdrawals
• Fixed investments and annuities
• A balanced approach for moderate retirees
• Reducing your odds of running out of money
• Three ways to handle Long-Term Care
• Why leaving money in your qualified plan can disinherit your heirs
• Saving the 20% withholding tax when moving IRA's
• What the recent market fall means to your retirement

Dates:

• Feb. 16 & 23, 2010 (Tue., 2:20 - 4:30 p.m.)
• Feb. 20 & 27, 2010 (Sat., 9:30 - 11:40a.m.)

How to Register:

You must call our Client Service Center at (407) 582-6688 to register for this course. Cost: $20 per person. Fees for this class are nonrefundable; however participants who are unable to attend their scheduled date may switch to a later class. Save $15 by registering as a couple and sharing a book, and pay $12.50 per person. When you call to register, be sure to give both names and indicate you are registering as a couple.